With the advent of digitalization and more people in the UAE spending their money online, cash is no longer the king when it comes to transactions. While cash payments are still widely used across the city of Dubai, more and more people are turning to card payments. With the availability of most forms of payment solutions, such as contactless cards, e-wallets, mobile payments, and online banking applications, the debate over whether it’s better to use cash or card in Dubai has reached a new level.
The ubiquity of cash
A large part of the population in Dubai still uses cash for small purchases, such as buying food at a restaurant, paying for a cab ride, or buying groceries for the week. It is convenient because most places in the city accept cash and it provides a sense of safety and tangible ownership over the money spent.
Benefits of using cards
Credit cards and debit cards are widely accepted in Dubai, which provides users with a lot of convenience since they do not have to worry about carrying cash around.
Furthermore, while most retailers do provide an invoice or docket with a cash transaction, card payments not only provide a more secure form of payment but also offer an electronic record that can be accessed later for reference.
When it comes to discounts and loyalty points, card payments also provide users with more rewards and perks than cash payments.
Finally, with the advent of contactless technology, card payments are becoming faster and more efficient, eliminating the need for customers to handle cash or even their own cards.
Which one should you use?
At the end of the day, both cash and card payments are accepted in Dubai, which means that it really comes down to personal preference.
Those who are comfortable carrying cash around and prefer the tangible nature of a cash transaction may opt for cash payments while those who want the convenience of digital payments and access to rewards might prefer card payments.
In conclusion, the decision of whether to use cash or card in Dubai is an individual one and ultimately comes down to personal preference and convenience.
A Dubais.blog First Publication.